How to Apply

How to apply for a REECL loan

The key steps of applying for a REECL Sub-loan are listed below:

Choose your sustainable energy home improvement project, Eligible Installers and the Participating Financial Institution

  1. Select B+ or A energy rating for your home in construction or Eligible Technologies from the following webpage:
  2. Decide on the company that will supply and install the technology. A list of Eligible Installers can be found on The Eligible Installers can provide advice, quotations, technical specifications and drawings of your home improvements.
  3. Choose a Participating Financial Institution. See the list of banks taking part in the REECL Programme on:
  4. Contact your chosen bank for more details about the latest REECL Sub-loans terms and conditions and further information about the Sub-loan application process.
Apply for a REECL Sub-loan to finance your home improvement project

  1. Once you have chosen the bank, home improvements and installer, visit any bank branch to apply for a REECL Sub-loan.
  2. Discuss your home improvement project with a Sub-loan adviser and choose the most suitable REECL Sub-loan product.
  3. Fill in the REECL Sub-loan Application Form.
  4. Within a short period of time, you will receive an answer from the bank regarding your application.
  5. Visit the bank branch to sign the REECL Sub-loan agreement, if your project is eligible for financing.
Apply for the REECL Investment Incentive upon successful completion of your project

  1. After completing your home improvement project, financed with a REECL Sub-loan, visit your bank branch to submit the Investment Incentive Application Form supported by the required documentation. The Application Form must be lodged within 4 months from the date of Sub-loan signing or as specified in your Sub-loan agreement.
  2. Receive the Investment Incentive payment, subject to successful desk or site verification by a REECL Administrative Officer.



To learn more about the benefits of energy efficiency home improvements,
please visit

For further information about the REECL loans and incentive grants,
please contact the REECL help line on 0882 511 085 or email